Legal

Terms of Service

Last updated: December 12, 2025

Acceptance of Terms

By accessing or using the Privara website, submitting a waitlist request, or using any of our services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

These Terms of Service constitute a legally binding agreement between you and Privara. Please read them carefully before using our services.

Description of Service

Privara is a private stablecoin payment platform currently in private alpha. Our service is designed to provide privacy-preserving stablecoin transactions using advanced cryptographic technology, including Fully Homomorphic Encryption (FHE).

At this stage, our service consists of:

  • Waitlist registration: You can submit your email to join our waitlist for early access.
  • Information and updates: We provide information about Privara and communicate with waitlist members about our progress and access availability.

Access to the full Privara platform is currently limited and provided on an invitation basis to selected waitlist members.

Eligibility

To use our services, you must:

  • Be at least 18 years of age or the age of majority in your jurisdiction
  • Have the legal capacity to enter into a binding agreement
  • Not be prohibited from using our services under applicable laws
  • Not be located in, or a resident of, any jurisdiction where the use of our services would be prohibited or restricted

By using our services, you represent and warrant that you meet all of these eligibility requirements.

User Responsibilities

When using our services, you agree to:

  • Provide accurate and truthful information when submitting the waitlist form
  • Keep your contact information up to date
  • Use our services only for lawful purposes
  • Respect the privacy and rights of others
  • Not attempt to interfere with or disrupt our services
  • Comply with all applicable laws and regulations

Prohibited Activities

You agree not to engage in any of the following activities:

  • Submitting false, misleading, or fraudulent information
  • Attempting to gain unauthorized access to our systems or other users' information
  • Using our services for any illegal activity, including money laundering, terrorist financing, or sanctions evasion
  • Interfering with or disrupting the integrity or performance of our services
  • Attempting to reverse engineer, decompile, or disassemble any part of our services
  • Using automated systems or software to extract data from our website
  • Impersonating another person or entity
  • Circumventing any security measures or access controls

API Usage & Restrictions

If you are granted access to the Privara API for integration purposes, the following additional terms apply:

License Grant

Subject to these Terms, Privara grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Privara API solely for the purpose of integrating Privara's payment services into your application or platform.

Competitive Use Restriction

You expressly agree that you will not use the Privara API, SDK, documentation, or any related materials to:

  • Build, develop, or operate any product or service that competes with Privara, including but not limited to privacy-preserving payment solutions, confidential stablecoin infrastructure, or FHE-based financial services
  • Create derivative works, benchmarks, or analyses intended to replicate, reverse-engineer, or compete with Privara's core technology or business model
  • Provide access to Privara's API or services to any third party for the purpose of enabling that third party to build competing products or services
  • Use insights, data, or knowledge gained from API access to inform the development of competing solutions

No Resale or Sublicensing

You may not resell, sublicense, lease, or otherwise transfer access to the Privara API to any third party. Your API credentials are for your use only and must be kept confidential.

Fair Use & Rate Limits

You agree to use the API in accordance with any rate limits, usage quotas, or fair use policies we establish. Excessive or abusive API usage may result in throttling, suspension, or termination of your access.

Survival

The competitive use restrictions in this section shall survive termination of your access to the API and remain in effect for a period of two (2) years following termination.

Intellectual Property

All content, features, and functionality of our services, including but not limited to text, graphics, logos, icons, images, and software, are the exclusive property of Privara or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our materials without our prior written consent.

The Privara name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Privara. You may not use such marks without our prior written permission.

Disclaimers

ALPHA PRODUCT: Privara is currently in private alpha. Our services are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied.

We specifically disclaim:

  • Any warranties of merchantability, fitness for a particular purpose, or non-infringement
  • Any guarantee that our services will be uninterrupted, timely, secure, or error-free
  • Any guarantee regarding the reliability, accuracy, or completeness of any information provided
  • Any liability for delays, interruptions, or errors in access to our services

Being on our waitlist does not guarantee access to our services. We reserve the right to approve or deny access at our sole discretion.

Limitation of Liability

To the maximum extent permitted by applicable law, Privara and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits, revenue, data, or use
  • Business interruption
  • Cost of substitute services
  • Any other intangible losses

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damages.

Indemnification

You agree to defend, indemnify, and hold harmless Privara and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to:

  • Your use of our services
  • Your violation of these Terms of Service
  • Your violation of any rights of another party
  • Your violation of any applicable laws or regulations

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including but not limited to a breach of these Terms of Service.

You may terminate your relationship with us at any time by contacting us and requesting removal from our waitlist.

Upon termination, your right to use our services will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Changes to Terms

We reserve the right to modify or replace these Terms of Service at any time at our sole discretion. When we make material changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify you by email.

Your continued use of our services after any changes to these Terms constitutes acceptance of the revised terms.

Contact Us

If you have any questions about these Terms of Service, please contact us at:

Email: [email protected]