How does confidential payments work?

Privara uses Fully Homomorphic Encryption (FHE) to keep transaction data encrypted even during processing. Your balances, amounts, and counterparties stay private on-chain while remaining verifiable and compliant.

Digital businesses that need confidential payment infrastructure (e-commerce, agencies, fintech, DAOs) and self-employed people who want private stablecoin payments. The platform and API serve teams; the mobile app is built for personal use.

Is Privara compliant with regulations?

Yes. Every transaction includes protocol-level sanctions screening. Pro and Business can add custom compliance rules, zkKYC attestations, and risk scoring through our Predicate integration. Selective disclosure lets you prove compliance without revealing transaction details.

Do you hold my funds?

No. Privara is 100% non-custodial. We never hold, access, or observe your funds or transaction patterns. Your private keys stay on your infrastructure, and our smart contracts are immutable, with no admin keys and no upgrades.

How much does it cost?

Privara takes no commission on payment volume. There is a Free plan, Pro is $49/month, Business is $499/month, and Enterprise is custom. Every plan includes transaction credits that cover your on-chain fees.

Privara | Confidential Stablecoin Platform

Solutions for every business model

Grow your business with confidential stablecoin payments. From your first transaction to your billionth.

Web application

Privara Platform

Manage private payments, invoices, and escrow. Automate invoicing, subscriptions, and payouts.Manage confidential stablecoin payments, invoices, and escrow from one dashboard. Deploy autonomous agents to automate invoicing, subscriptions, and payouts.

Payment links
Automated agents
Escrow payments
Developer API
Any wallet

Open Platform

iOS application

Privara Mobile

Send and receive private payments in seconds. Secure with Face ID, with no seed phrases or gas fees.Send and receive confidential stablecoin payments in seconds. A simple, non-custodial wallet secured by Face ID, with no seed phrases and no gas fees.

Smart wallet (AA)
Biometric security
Instant notifications
QR & link payments
Gas-free transactions

Join waitlist

Built with

Privacy rails for your stack

Add confidential payments to your product with a few lines of code. Non-custodial, API-first, and ready to ship. Try the demo

Up to 5% gross yield on idle balances

Autonomous agents, programmable payments

Non-custodial by design

Privacy infrastructure that scales

Your keys, your infrastructure. Transactions signed locally, balances under your control. We never touch your funds.

Fully Homomorphic Encryption keeps data private even during processing. Compute on encrypted transactions, visible only to you.

FHE

Privacy by default

Arbitrum

Multichain via CCTP

Compliance without compromise

OFAC screening and AI-powered KYT built into the protocol. Every transaction verified before it hits the chain.

ZK proofs verify compliance without revealing what, how much, or who. Prove you're clean without showing your hand.

AI-powered KYT·ZK proofs·Selective disclosure

AI-powered KYTZK compliance proofsSelective disclosure

Blog

Latest from Privara

View all posts

Technology5 min read

Confidential is not the same as anonymous

Hiding an amount, hiding an identity, and hiding a pattern are three different problems with three different failure modes. The industry uses one word for all of them.

Aug 2026Read

Compliance5 min read

Compliance has to run before the money moves

Crypto compliance is mostly forensics on a public ledger. Confidential payments break that model, so Privara puts the check in front of settlement instead of after it.

Aug 2026Read

Technology4 min read

Confidential payments only count if they are fast

FHE was too slow to be practical for years. Privara keeps the heavy cryptography off the settlement path, so confidential stablecoin payments clear at payment speed.

Jul 2026Read

Simple, transparent pricing

Self-serve plans for real usage. Custom deployments for regulated and high-volume operators.

Free

always free

For first wallets and personal use.

Start for free

50 payment links/mo
100 transaction credits/mo
Sanctions screening on every transaction

Free allowances are per verified user, not per account.

Pro

$49

per month

For freelancers, creators, and small privacy businesses.

Start with Pro

1,000 payment links/mo (overage $0.08/link)
500 transaction credits/mo
Confidential FHE mode

Business

$499

per month

For merchants, DAOs, and small platforms.

Start with Business

Everything in Pro, plus:

10,000 payment links/mo (overage $0.05/link)
5,000 transaction credits/mo
Escrow, full API & 5 template agents

Enterprise

Custom

let's talk

For regulated, high-volume, or dedicated deployments.

Contact sales

Everything in Business, plus:

Sponsored gas at cost
Dedicated or self-hosted deployment
Compliance package & custom agents

Privara takes no commission on payment volume, no yield spread, no relay margin. Additional network credits at cost +20%. Non-custodial throughout. See full comparison

One platform. Every way to get paid. From first payment to millions. Privara scales with you.From freelancers receiving their first payment to enterprises processing millions. Privara scales with you.

E-commerce

Stablecoin checkout

Marketplaces

Buyer-seller escrow

Freelancers

Cross-border invoicing

Importers

Trade credit & terms

AI Agents

Autonomous payments

SaaS

Recurring billing

Creators

Paid communities

Agencies

Contractor payouts

OTC & Trading

Leak-proof settlement

DAOs

Confidential treasury

DePIN & VPNs

Private metered access

Nonprofits

Donor & press privacy

Have questions?

Frequently asked questions

Get paid privately.

Confidential. Protected. Programmable.

Get in touch Schedule a call

Confidential payments, built to scale.